Debt Management Plan

Debt management plan for Seniors

SINCE YOU CAN'T ESCAPE FROM YOUR DEBT, YOU NEED A DEBT MANAGEMENT PLAN

ATTAINABLE DEBT MANAGEMENT PLANS

If you're struggling with too much debt owed to too many creditors, Debt Consolidation Austin Texas is the place for you. Your DMP, debt management plan, consolidates your unsecured credit card debt into a one easy-to-manage monthly payment. Best of all, your consultation and budget assistance is FREE.

What you need to know about your debt management plan

  • Does not affect your credit score - DMPs are not factored in when calculating your FICO credit score
  • Your account with each creditor is closed
  • You may keep one or two credit card open to use for small everyday incidentals

Put debt reduction on auto-pilot

However many payments you're juggling, your DMP asks you to make only one to your counseling agency. For a modest monthly fee, each creditor is paid monthly for you. By having your DMP, payment drawn directly from your bank, you won't have to lift a finger.

Your single payment incorporates better terms once you enroll   in a debt management plan

Paying monthly minimums at an ordinary interest rate, it can take 25 years to pay off your typical credit card debt. But once you enroll, you receive better rates and lower monthly minimums, and you should be able to completely pay off your creditors in as few as 3-5 years. Save years of payments that limit your ability to enjoy life.

All it takes is 1 phone call to take back your paycheck

  • Stop collection calls
  • Lower your interest rates
  • Lower your monthly payments
  • Stop late and over-limit fees
  • Bring all credit accounts current
  • Consolidate bills into 1 monthly payment

Your life-changing A+ rated, non profit debt counseling program at a glance

  • Enroll in as little as 1 hour, handling details by phone and online
  • No long term contracts — Your debt consolidation is a month to month voluntary program. You can cancel at any time.
  • When you enroll in the program you can pick any date between the 1st and 28th of the month to make your one lower monthly payment
  • Handle every transaction conveniently — over the phone and through email
  • Add additional bills to your consolidation plan whenever you choose
  • Enroll your collection accounts, credit cards, medical bills, department store cards, gas cards, repossessions, etc.
  • Every penny that you pay is accounted for every single month. You receive a receipt for your consolidation payment, as well as a receipt from each of your creditors every month, so you know with certainty where every penny went
  • Early prepayment is encouraged, never penalized
  • Friendly, understanding professionals to help you get started
  • You'll be happy to know that your debt counseling program is handled by a 501(c) (3) Non-profit organization with an A+ rating at the Better Business Bureau.
Debt management plan

GET GOOD INFO YOU NEED

When you're stuck in the forest, you can't see separate trees that are blocking your path. You know you're in debt, but can you name every creditor? Get the information solutions you require.


Need help in choosing what to say to your creditors? Make your next phone call to us.

FREE Consult ! A+ Rated, Non Profit , FREE Debt Help over the phone. Call now!

(512) 501-3955

When you enroll, you will get a special phone number that you can give to your creditors if they call you. Simply tell them to call that number (instead of calling you) since you are now enrolled in a debt counseling program!

GETTING STARTED

IS AS EASY AS 1-2-3

1. CALL IN FOR FREE CONSUMER CREDIT COUNSELING RIGHT OVER THE PHONE. Find out your new low interest rates and how much interest you will save , find out how low your one monthly payment will be, find out your debt free date, and more! Your counselor and you create an affordable personal budget and action plan for success, all for FREE.


2. RECEIVE AN EMAIL (OR REGULAR U.S. MAIL), WHILE YOU ARE STILL ON THE PHONE. See your total savings and benefits, the complete list of creditors you are enrolling, along with your voluntary month to month Debt Management Plan agreement.


3. RETURN YOUR SIGNED PAPERS TO COMPLETE YOUR ENROLLMENT! Your counselor will help you complete the enrollment while you are still on the phone using DOCU-SIGN, where you electronically sign and then email back your papers (or send them back regular U.S. mail). Then, it’s official… you are now in the Debt Consolidation Program, and will be out of debt in a few years, instead of a few decades!


The whole process can be done in less than one hour, start to finish… SO CALL AND ENROLL TODAY!

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