Fair Debt Collection Practices
Fair debt collection practices act #2

DEBT RELIEF GETS CREDITORS TO WORK WITH YOU, NOT AGAINST YOU

FAIR DEBT COLLECTION PRACTICES ACT

We know why you're behind on your credit card bills — you don't have the money to pay them. Unfortunately, that doesn't stop debt collectors from calling. Debt Consolidation Austin Texas wants you to understand that even though you're behind in repayment, you have rights. Freedom from harassment is a big one.

Legally prohibited aggressive collection methods

  • False threats to repossess unsecured property
  • Collection calls outside the window of 8:00 AM - 9:00 PM
  • Repetitious calling intended to bug you until you pay just to make them quit

Use the Fair Debt Collection Practices Act to stop other unethical acts

  • Profane, obscene, and abusive language
  • Intimidating publication of your name as a bad debtor
  • Advertising the sale of your debt to coerce immediate payment

Know your rights under the Fair Debt Collection Practices Act

For a complete list of your rights under this law, read it in its entirety on the Federal Trade Commission's website . But since wading through legalese can be just as frustrating as the harassing phone calls, feel free to call us. We'll answer your questions, and explain your rights in language you can understand.

All it takes is 1 phone call to take back your paycheck

  • Stop collection calls
  • Lower your interest rates
  • Lower your monthly payments
  • Stop late and over-limit fees
  • Bring all credit accounts current
  • Consolidate bills into 1 monthly payment

Your life-changing A+ rated, non profit debt counseling program at a glance

  • Enroll in as little as 1 hour, handling details by phone and online
  • No long term contracts — Your debt consolidation is a month to month voluntary program. You can cancel at any time.
  • When you enroll in the program you can pick any date between the 1st and 28th of the month to make your one lower monthly payment
  • Handle every transaction conveniently — over the phone and through email
  • Add additional bills to your consolidation plan whenever you choose
  • Enroll your collection accounts, credit cards, medical bills, department store cards, gas cards, repossessions, etc.
  • Every penny that you pay is accounted for every single month. You receive a receipt for your consolidation payment, as well as a receipt from each of your creditors every month, so you know with certainty where every penny went
  • Early prepayment is encouraged, never penalized
  • Friendly, understanding professionals to help you get started
  • You'll be happy to know that your debt counseling program is handled by a 501(c) (3) Non-profit organization with an A+ rating at the Better Business Bureau.
Fair debt collection practices act #1

PICK UP YOUR PHONE AGAIN

If you've stopped answering your phone because you just assume it's a debt collector, it's time to act now. Use the law to protect yourself from harassment, while pursuing a permanent debt solution.

 

Talking about credit card bills doesn't have to make you wince.

FREE Consult ! A+ Rated, Non Profit , FREE Debt Help over the phone. Call now!

(512) 501-3955

When you enroll, you will get a special phone number that you can give to your creditors if they call you. Simply tell them to call that number (instead of calling you) since you are now enrolled in a debt counseling program!

GETTING STARTED

IS AS EASY AS 1-2-3

1. CALL IN FOR FREE CONSUMER CREDIT COUNSELING RIGHT OVER THE PHONE. Find out your new low interest rates and how much interest you will save , find out how low your one monthly payment will be, find out your debt free date, and more! Your counselor and you create an affordable personal budget and action plan for success, all for FREE.


2. RECEIVE AN EMAIL (OR REGULAR U.S. MAIL), WHILE YOU ARE STILL ON THE PHONE. See your total savings and benefits, the complete list of creditors you are enrolling, along with your voluntary month to month Debt Management Plan agreement.


3. RETURN YOUR SIGNED PAPERS TO COMPLETE YOUR ENROLLMENT! Your counselor will help you complete the enrollment while you are still on the phone using DOCU-SIGN, where you electronically sign and then email back your papers (or send them back regular U.S. mail). Then, it’s official… you are now in the Debt Consolidation Program, and will be out of debt in a few years, instead of a few decades!


The whole process can be done in less than one hour, start to finish… SO CALL AND ENROLL TODAY!

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